Hdfc Bank Personal Loan

HDFC Bank is one of the most popular private sector banks in the country, known for its professional banking and financial services. HDFC Bank is a market leader in personal loans as it offers a triple advantage to all loan applicants. Minimal documentation, quick loan approval and assured transparency makes HDFC bank the preferred choice of thousands of satisfied loan borrowers.

HDFC Bank Personal Loan is one of the most convenient ways to meet your Immediate Financial Needs if planned well. It is generally an unsecured loan, means you do not need to provide any assets as security to avail the loan. HDFC Personal Loans are great when it comes to dealing with life’s financial challenges. There are number of times when you need quick money for a number of reasons, it could be a medical emergency, or an urgent housing renovation, a foreign holiday, a family wedding or any other such thing. Getting HDFC Bank Personal Loan not only helps you get by, quick repayment of it improves your credit score thus enabling you to take bigger help next time, in case the need arrives.

Features of HDFC Personal Loan

Speedy Loan Approval
Disbursal in 2 Days
Borrow up to Rs 25,00,00 for any purpose, depending on your requirements
Flexible repayment options, ranging from 12 to 84 months
Interest rates for HDFC Personal Loan are allocated according to the customer's salary, the amount being borrowed, loan tenure and other criteria that differ from one lender to another.
HDFC Personal Loan requires minimum paperwork and is often approved within 48 hours of submitting an application.
Check your HDFC Personal Loan eligibility online or at select branches in just 60 seconds. Once all your papers are submitted, the loan will be disbursed in just one working day.
The repayment time period is fixed and ranges from 1 to 5 years.
It provides accidental insurance cover up to Rs 8 lakhs and partial disability up to Rs 1 lakhs Applicable taxes and surcharge/cess Repay with easy EMIs.
Avail Attractive Interest Rates
Hassle-free Loans - No Guarantor / Security or Collateral required
Salaried Individuals working with an Indian or MNC private sector company
Salaried Individuals working with government sector enterprises, semi government sector enterprises or Indian Defence Services
Individuals working with public or private sector educational institutes or banks financial institutions.
Self Employed business owners like- Traders, manufacturers, Service providers.
Can instantly check loan eligibility
24/7 Customer Support

Benefits of HDFC Personal Loan

Higher Loan amount with Lower EMI.
Maximum Loan up to INR 1 Cr for 7 years.
Flexible Interest Rate and special interest rates for women borrowers.
Fastest Loan Approval by just 10 Seconds.
Funds can be used for business as well as personal needs.
Special offers, interest rates and charges for all HDFC Bank account holders.
Easy Documentation processing & 100% Transparency on all transactions.
Flexible repayment options which range from 12 months to 84 months.
Loan is offered for First Time Loan Borrowers.
Disbursal in 2 Days
Zero Hidden Charges, very lowest processing fee & most convenient repayment option.

Loan Amount: Rs. 1 Lac to 1 Crore
Rate of Interest (APR)*:10.25% to 12.49%
Repayment Tenor: 12 Months to 84 Months
Processing Fees: Min Rs. 2349/- to Max. Rs. 4719/- + GST
Prepayment/ Foreclosure: Nil Foreclosure after 12 Months (Loan Amount more than 10 Lacs)

Illustration: Rs. 1 Lac Loan on @ 10.25% with processing fees for 84 Months comes to Rs. 1,40,573/- Equated Monthly Installment shall be: Rs. 1673/- only.

APR* - Annual Percentage Rate

Eligibility For HDFC Bank Personal Loan.

Eligibility Criteria	Salaried
Age	21 - 58 Years
Loan Amount	Rs. 1 Lacs to Rs.1 Crore
Tenure	12 - 84 Months
Rate of Interest / APR [Annual Percentage Rate]	10.25% for New Loan, Balance Transfer & Top-Up
Processing Fees	Min. 2949/- to Max. 4719/- + GST
Special	Nil Foreclosure after 12 Months (Loan Amount more than 10 Lacs)
Documentation	No Address Proof Required but Aadhaar OTP Verification is Mandatory, Identity Proof & Income Proof
Eligibility	Can Avail 30 Times of Net Salary* Spouse Income can be Clubbed*

Documentation required for Salaried Individuals

Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card or a Valid Driving License
3 months Salary Slips/Certificates
1 Years’ Form 16
6 Months Bank Statement of your Salary Account
1 Passport Size Recent Photographs
Office ID Card

Disclosures & Disclaimers

There are various factors to consider while taking a Personal Loan in order to assure the borrower gets the best possible deal. Factors such as:

* APR - Annual Percentage Rate: Annualized cost of borrowing Includes and shown as percentage:

Interest rate, Processing fees, Documentation fees and other fees

Loan Amount:1 Lac to 1 Cr
Rate of Interest (APR)*: Minimum :10.25% to Maximum: 18%
Repayment Tenor: Minimum: 12 Months to Maximum: 84 Months
Processing Fees: Min. Rs. 999/- + GST to Max. 4719/-
Prepayment/ Foreclosure:Nil (After 12 months) or 1% - 4% (Before 12 months)

Illustration

Rs. 1 Lac loan on @10.25% with processing Fees for 84 Months comes to Rs. 1,40,537/- Equated Monthly Installment shall be: Rs. 1,673/- only. Processing Fess 2 % Plus Stamp Duty Rs. 100/- to 500/- depending on State to State.

Disclaimer: www.easy-personal-loan.com is a loan aggregator and is authorized to provide services on behalf of its partners with best guaranteed deals

APPLY HDFC BANK PERSONAL LOAN FOR 84 MONTHS @ 10.25%