Personal Loan @10.25 *

Nil Foreclosure | EMI of Rs. 1673 | Part Payment Available. | Tenure Up To 7 Years

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Lowest EMI | Hassle-free Process | Door-step Services

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Special Features

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Maximum Tenure - 72 Month
  • Applicant Should Be Earning at Least 35,000 Per Month as Net Income
  • Nil Closure and Part Payment Facility Available for More than 10 Lac Loan Amount.

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 6 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - Form 16 & Office I-Card Mandatory for Government Customers

Fees & Charges

  • Nil Charges For Closure and Part Payment Available For More Than 10 Lac Loan Amount.
  • 10 Lacs Loan Amount -pre-closure Fee = 4% Of Principal Outstanding 2nd Year. 3% In 3rd Year & 2% Afterwards.
  • Part-payments Can Be Made Only After 12 Months. For Part Payments Between 13 To 24 Months, A Fee Of 4% Is Applicable On The Part-payment Amount. 3% Is Applicable On Payments Between 25 To 36 Months. 2% Is Applicable Post 36 Months.
  • Part-payments Are Allowed Only Twice During The Loan Tenure And Once A Year. The Amount Cannot Exceed 25% Of The Principal Outstanding.
  • In Golden Edge Facility Pre Closure Charges Nil After 12 Months
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 65
  • Applicant Must Have A Monthly Income Of 35,000 Or More
  • For Non Listed Companies Monthly Income Should Be 40,000 Per Month

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance

Fees & Charges

  • Nil Charges For Closure And Part Payment Available For More Than 10 Lac Loan Amount.
  • Pre-closure Fee - 5% Of Principal Outstanding
  • Golden Edge Scheme Available More Than 10 Lacs Loan Amount
Apply Now

Eligibility Criteria

  • Salaried - Age at least 21 and less than 60
  • Applicant Should Be Earning at Least 25,000 Per Month as Net Income

Documents

Current Address Proof is Not Mandatory if Aadhar Card OTP Verified

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance & Job Continuity Proof Required

Fees & Charges

  • Nil Charges For Closure and Part Payment Available For More Than 10 Lac Loan Amount.
  • Pre-closure Fee - 5% Of Principal Outstanding (After One Month) In 2nd Year. 4% In 3rd Year & 3% Afterwards
  • Part-payments Can Be Made After One EMI 5%. For Part Payments Between 13 To 24 Months, A Fee Of 4% Is Applicable On The Part-payment Between 26 To 36 Months, 3% Is Applicable
  • Part-payments Are Allowed 12 Times In A Year.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 21 and less than 60
  • Applicant Should Be Earning at Least 25,000 Per Month as Net Income

Documents

Current Address Proof is Not Mandatory if Aadhar Card OTP Verified

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance & Job Continuity Proof Required

Fees & Charges

  • Nil Charges For Closure and Part Payment Available For More Than 10 Lac Loan Amount.
  • Pre-closure Fee - 5% Of Principal Outstanding (After One Month) In 2nd Year. 4% In 3rd Year & 3% Afterwards
  • Part-payments Can Be Made After One EMI 5%. For Part Payments Between 13 To 24 Months, A Fee Of 4% Is Applicable On The Part-payment Between 26 To 36 Months, 3% Is Applicable
  • Part-payments Are Allowed 12 Times In A Year.
Apply Now

Eligibility Criteria

  • Age - At Least 23 And Less Than 58
  • Applicants Must Be Salaried Indian Residents Working At Mncs, Public Companies Or Other Large Private Organisations
  • Monthly Income Should Be More Than 35,000

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date
  • Additional Documents - Form 16 & Office I-card

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Applicant Should Be Earning at Least 25,000 Per Month as Net Income

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 6 Months Bank Statements Of Till Date
  • Additional Documents - Form 16 & Office I-card

Fees & Charges

  • Pre-closure Fee = 4% Of Principal Outstanding (Plus Applicable Tax) In 2nd Year. 3% (Plus Applicable Tax) In 3rd Year & 2.5% (Plus Applicable Tax) Afterwards
  • Part-payments Can Be Made Only After 12 Months. For Part Payments Between 13 To 24 Months, A Fee Of 4% Is Applicable On The Part-payment Amount. 3% Is Applicable On Payments Between 25 To 36 Months. 2% Is Applicable Post 36 Months
  • Part-payments Are Allowed Only Twice During The Loan Tenure And Once A Year. The Amount Cannot Exceed 25% Of The Principal Outstanding
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 21 and less than 60
  • Applicant Should Be Earning at Least 25,000 Per Month as Net Income

Documents

Current Address Proof is Not Mandatory if Aadhar Card OTP Verified

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance & Job Continuity Proof Required

Fees & Charges

  • Nil Charges For Closure and Part Payment Available For More Than 10 Lac Loan Amount.
  • Pre-closure Fee - 5% Of Principal Outstanding (After One Month) In 2nd Year. 4% In 3rd Year & 3% Afterwards
  • Part-payments Can Be Made After One EMI 5%. For Part Payments Between 13 To 24 Months, A Fee Of 4% Is Applicable On The Part-payment Between 26 To 36 Months, 3% Is Applicable
  • Part-payments Are Allowed 12 Times In A Year.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 21 and less than 60
  • Applicant Should Be Earning at Least 25,000 Per Month as Net Income

Documents

Current Address Proof is Not Mandatory if Aadhar Card OTP Verified

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance & Job Continuity Proof Required

Fees & Charges

  • Nil Charges For Closure and Part Payment Available For More Than 10 Lac Loan Amount.
  • Pre-closure Fee - 5% Of Principal Outstanding (After One Month) In 2nd Year. 4% In 3rd Year & 3% Afterwards
  • Part-payments Can Be Made After One EMI 5%. For Part Payments Between 13 To 24 Months, A Fee Of 4% Is Applicable On The Part-payment Between 26 To 36 Months, 3% Is Applicable
  • Part-payments Are Allowed 12 Times In A Year.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Self-employed - Age At Least 23 And Less Than 58, Office & House Should Be Own

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance
  • For Self Employed Need Minimum 2 Years Of Itr Copy & 6 Months Bank Statement Of Current Account With Gst Registration Certificate

Fees & Charges

  • Pre-closure Fee - 5% Of Principal Outstanding
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Apply Now
  • Collateral-Free Loan: No Need for any security or Guarantor
  • Minimum Document Required: Only Salary Slip/ Banking / KYC needed.
  • Attractive Rate of Interest: EMI Rs. 1657/- to 2100 /- Per Lac
  • Avail up to 30 x Times of Net Salary
  • Eligibility for All Salaried / Professional / Self Employed with Monthly Income above Rs. 25000/-
  • Full Loan Amount is Disbursed and Repayment is Monthly in the form of Monthly EMI constituting of Principal repayment & Interest depending upon the Tenure of Loan availed.
  • Age (Min-Max) - 23 to 58 Years
  • Minimum Income - Net Salary 25000/- or more
  • Employment Continuity -1 Year Job Stability is Mandatory
  • CIBIL Score - Min.650 (Cibil 0 & -1)
  • Minimum & Maximum loan Amount – 1 lac to 100 Lacs
  • Tenor -1 year to 7 years
  • Fee- Rs. 4999/- or 1% whichever is higher
  • Foreclosure charges-Nil after 12 months *
  • Part Payment –Allowed (2 times in entire Tenor)
  • Mode of Repayment-ECS
  • Passport size photo
  • PAN Card
  • Aadhar card (OPT verified)
  • 3 latest salary slips
  • 6 months banking in PDFC

Our Benefits

Get Personal Loan @ 10.25%
Get Discounted Processing fee
Get comparison for your personal loan from 25+ Banks , NBFC, Fin techs
Nil closure charges
Loan in 24 working Hours

Disclosures & Disclaimers

There are various factors to consider while taking a Personal Loan in order to assure the borrower gets the best possible deal. Factors such as:

* APR - Annual Percentage Rate: Annualized cost of borrowing Includes and shown as percentage:

Interest rate, Processing fees, Documentation fees and other fees

  • Loan Amount:1 Lac to 1 Cr
  • Rate of Interest (APR)*: Minimum :10.25% to Maximum: 18%
  • Repayment Tenor: Minimum: 12 Months to Maximum: 84 Months
  • Processing Fees: Min. Rs. 999/- + GST to Max. 4719/-
  • Prepayment/ Foreclosure:Nil (After 12 months) or 1% - 4% (Before 12 months)

Illustration

Rs. 1 Lac loan on @10.25% with processing Fees for 84 Months comes to Rs. 1,40,537/- Equated Monthly Installment shall be: Rs. 1,673/- only. Processing Fess 2 % Plus Stamp Duty Rs. 100/- to 500/- depending on State to State.

Disclaimer: www.easy-personal-loan.com is a loan aggregator and is authorized to provide services on behalf of its partners with best guaranteed deals

www.easy-personal-loan.com Disclaimers

www.easy-personal-loan.com is an Authorized Sales Channel Partner of multiple Banks & NBFCs. www.easy-personal-loan.com facilitates the Personal Loan & its process from multiple Banks & NBFCs through www.easy-personal-loan.com brand. www.easy-personal-loan.com helps you to embark on your dream at the right time with many Personal Loan opportunities available at multiple Banks & NBFCs. Website visitor is advised to read below points carefully.

  • www.easy-personal-loan.com is not an official website of Any Banks. This website has been developed and maintained by www.easy-personal-loan.com for Marketing Purpose only. We suggest that visitors can visit the official site of Any Banks visit offical website like www.hdfcbank.com for any information & clarification.
  • We are using this site for Internet Marketing purposes only. We only facilitate Any Banks Personal Loan to the customer who enquires about getting loan through Any Banks.
  • We do not provide our own funds or borrowed funds. The funds are of multiple Banks & NBFCs, therefore all terms and conditions are determined by Banks & NBFCs.
  • The rate, eligibility criteria, documentation, terms & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up to date, but we can't guarantee the accuracy of data provided in this site www.easy-personal-loan.com Visitor are advised again to visit the official site of Any Banks visit offical website like www.hdfcbank.com
  • The information contained herein is provided as a public service with the understanding that www.easy-personal-loan.com makes no warranties, either expressed or implied, concerning the accuracy, completeness, reliability, or suitability of the information. www.easy-personal-loan.com does not warrant that the use of this information is free of any claims of copyright infringement.
  • The information and materials contained in these webpages of www.easy-personal-loan.com and the terms, conditions, and descriptions that appear on www.easy-personal-loan.com are subject to change. Not all products and services are available in all geographic areas. Your eligibility for products and services is subject to final www.easy-personal-loan.com determination and acceptance.
  • You are interested in knowing more or availing and/or purchasing various products, services, offers, campaigns or other promotional material that www.easy-personal-loan.com or any other third party may offer/provide/share/send you from time to time through any means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), WhatsApp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
  • You hereby agree that www.easy-personal-loan.com may contact you either electronically or through phone, to understand your interest in the selected products or Services and to fulfill your demand or complete your application.
  • Further you also expressly agree and authorize www.easy-personal-loan.com and its partners, service providers, vendors and other third parties to contact you for the purpose of offering or inviting your interest in availing other products or services offered by third parties, or for sending other marketing campaigns, offers, or any other information either on the Website or through other means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), WhatsApp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
  • You specifically understand and agree that by using the Website www.easy-personal-loan.com, you authorize www.easy-personal-loan.com, its affiliates, partners and third parties to contact you for any follow up calls in relation to the Services provided through the Website and for offering or inviting your interest in availing any other product or service offered by www.easy-personal-loan.com or such third parties.
  • You agree and consent to receive communications relating to all the above on your phone/mobile number provided by you on the Website and expressly waive any registration or preference made under DND/NCPR list under the applicable TRAI regulations.

RBI Disclaimer

Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Vintage Credit and Leasing Pvt Ltd, and does not provide any assurance for repayment of the loans lent on it. RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.

The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and www.easy-personal-loan.com is not liable. This information does not include any sensitive personal data or information of the Borrower. www.easy-personal-loan.com only facilitates a virtual meeting place between the Borrowers and the Lenders. The decision to lend is entirely at the discretion of the Lender and www.easy-personal-loan.com does not guarantee that the Borrowers will receive any loans from the Lenders. www.easy-personal-loan.com merely aids and assist the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. www.easy-personal-loan.com is only an 'Intermediary' under the provisions of the Information Technology Act, 1999.

GET IN TOUCH

Head Office :
Vintage Credit and Leasing Pvt Ltd
7/30
West Patel Nagar
New Delhi-110008
India


info@easy-personal-loan.com
+91-7669-829-495

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